100% Independent
Financial Advisor for Expats in Berlin
Are you working in Berlin and looking for an independent financial advisor?
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We help expats who want to stay in Germany long-term.
Looking for a professional financial advisor Berlin?
At Finanz2go, we provide independent, transparent advice to help you invest smart, plan your retirement, and secure your future. Our English-speaking financial advisors in Berlin are here to support expats and professionals alike.
01. investment portfolio
Start your investment portfolio
As your financial advisor in Berlin, we help you build a tailored investment portfolio aligned with your goals, risk profile, and time horizon. Our approach focuses on long-term growth, diversification, and cost-efficiency.
02. pension plan
Tax-Optimized investment plan
As your trusted financial advisor in Berlin, we help you navigate the complex German pension system and build a customized retirement strategy. We guide you in choosing the right mix of private and state-supported pension options.
03. wealth management
Personal Wealth Management
Starting from €100,000, our wealth management service offers personalized investment strategies to grow and protect your assets. As your financial advisor in Berlin, we focus on long-term planning, tax efficiency, and transparent advice tailored to your goals.
Why you should work with us
6 Key Benefits of Working with Finanz2go – Your Financial Advisor Berlin
Choosing the right financial advisor in Berlin can make a significant difference in your long-term financial success. At Finanz2go, we specialize in independent, English-speaking financial advice tailored to expats, employees, and self-employed professionals.
1. Independent & Transparent Advice
Finanz2go is 100% independent – we are not bound to any banks, insurance providers, or financial products. This means our recommendations are unbiased and based solely on your goals.
2. Better Long-Term Investment Outcomes
According to research by Vanguard, working with a financial advisor can improve net investment returns by up to 3% per year. At Finanz2go, we use globally diversified ETFs, disciplined portfolio strategies, and tax-optimized investments to help you grow wealth sustainably.
3. English-Speaking Experts for Expats in Berlin
Navigating German bureaucracy, pension systems, and investment regulations can be daunting — especially in a foreign language. We specialize in helping expats in Berlin understand and make the most of their financial opportunities.
4. Custom Retirement & Pension Planning
Whether you’re an employee, freelancer, or self-employed, we create tailored pension strategies that combine the best of the German state system, private pensions, and investment-based options.
5. Behavioral Coaching to Stay on Track
Market downturn? Media panic? As your financial advisor in Berlin, we help you stay calm and stick to your strategy. Studies show that emotional decisions often lead to poor performance.
6. Globally Diversified, Tax-Efficient Portfolios
We help you invest in globally diversified ETFs and funds that reduce risk and increase long-term returns — always with tax efficiency in mind. Our portfolios are designed using the principles of Modern Portfolio Theory, which won the Nobel Prize in Economics.
Start creating wealth!
Get professional and objective advice about your finances.
Meet our leadership team
He successfully studied business administration with a focus on finance and gained experience in the largest consulting firms in Germany during his studies. Fabian loves investing and has been a passionate investor in the stock market for over 12 years.
Today he helps his clients to develop individual portfolios that fit their goals and wishes.
Testimonials
What Our Clients Say About Finanz2go
We helped over 500 expats in Germany with their finances.
Senior Director of Engineering
„Björn is top-notch. I have to say I’m an experienced investor, but since I moved to Germany, I had many questions about the options we had.
Since the first moment Björn and I met, he has been meticulous and detailed in driving me through the nit and grits of how the system works in Germany and recommending me very good insurance and investment options.
I would highly recommend him, and more for expats without a clear understanding of how things work in Germany.“
Global Digital Marketing Manager
„Fabian, Dennis and the team are excellent to work with! They’re the first financial advisors to actually listen to my needs and formulate great plans for short-mid-long term growth!
Their English is excellent too for any expat looking for sound financial advice in English. I highly recommend them and I wish them all the very best for future growth.“
Product Manager
„Fabian is very professional but also warm and friendly.
He took care to explain the basics of investing in a way I could understand as a newbie and gave me a personal perspective of my financial situation.
I am looking forward to a fruitful relationship to meet the goals we discussed.“
Senior Software Engineer
„Björn consulted me and my husband and helped shaping our financial strategy. He listened carefully to all our preferences and suggested a couple of solutions that suited our needs and situation.
The best part was that we really had time to think and discuss our questions as they arise, on the schedule that suited us, with no rush and no pressure.
Björn is a very knowledgable and trustworthy specialist, I can definitely recommend him.“
Data Scientist
„Fabian is a great advisor! Very transparent, patient and honest.
We just started investing with him and we totally recommend him.
He is trustworthy and he also has a great team behind him. He can also help with different types of insurances and not just investment.“
Postdoctoral Researcher
„As many, I was very hesitant to begin investing – Björn patiently led me through building my investment portfolio, and so far, it works out great.
He is always available for my questions and requests, very trustworthy, and I immensely enjoy working with him.“
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FAQS
Frequently asked questions
Have questions about working with a financial advisor in Berlin? Here we answer the most common questions about our services, process, and what you can expect when partnering with Finanz2go.
Are you truely independent?
We are independent consultants, as we do not work for any product provider like an insurance or a bank, so we do not have to sell any products. We are registered with the Chamber of Commerce and Industry as an independent financial broker. This means that we are “fiduciary trustees” of our clients. We are therefore legally obligated to find suitable solutions for your situation and your needs. In doing so, we draw on virtually the entire investment, finance and insurance market. For us, this means true independence.
Can I save taxes with my investment?
Yes you can. In Germany there are huge tax advantages and incentives for long term investing. Depending on what fits your individual situation we choose a framework that makes the most sense for you. Investment plans that you can deduct from your tax especially are interesting for high earners and freelancers due to their high tax burden.
How can I lower my tax burden?
The German tax system is progressive, meaning that the more you make, the higher is your marginal tax rate. Fortunately, you can use this to your advantage by taking advantage of deductions to lower your tax burden, for example by investing in a Base pension. You get a tax refund of up to 42% of your contribution (income <60k). Change your mindset from complaining about taxes to using the German tax system, and you will financially benefit.
How do we get paid?
All cost of the provider, the funds as well as for the advisor are already included in the pension plan. We get paid in government regulated commissions by the insurance when you decide to do the plan. The conditions you get with us are exactly the same you get with the insurance directly, so you have no financial disadvantage by doing the plan with us, but of course the huge advantage is that we as independent brokers can scan the whole market, so you get the best available option.
What happens when I leave Germany?
The solutions in our consulting are structured in a way that you are flexible should you choose to leave Germany during your working life, and you can get your pension anywhere in the world.
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