Financial Advisor for Expats living in Germany
Financial Challenges for Expats in Germany – Avoid Pitfalls and Optimize Your Wealth
High Banking Fees: Expats may find that German banks impose relatively high fees for various services, which can erode savings and complicate financial planning.
Language Barriers in Financial Matters: Navigating financial documents and terms in German poses challenges for expats, potentially leading to misunderstandings and suboptimal financial decisions.
No knowledge + high taxes = less money
Most expats in Germany…
Do not use tax advantages when investing
have too little performance to tackle inflation
Do their investments quickly with apps or neobrokers
Have a high tax burden
Our clients…
Get their ETF savings plan subsidised
Are not dependent on the state pension
Benefit from tax refunds
Establish multiple sources of income
We help expats who wants to stay in Germany long-term
01. Diversified Investment Plan
02. Holistic Approach
03. Easy cost structure
We are Finanz2Go!
We have been investing our own money in the stock market for years and in the strategies that we recommend to our clients
We do not work for any bank or company, but 100% independently for our clients
Certified and specialized on expats: Our financial consultants are accredited according to §34d and §34f GewO.
Book an appointmentFrequently Asked Questions
We provide independent investment consulting and pension planning tailored for expats.
We are independent financial consultants, as we do not work for any product provider like an insurance or a bank, so we do not have to sell any products. We are registered with the Chamber of Commerce and Industry as an independent financial broker.
This means that we are “fiduciary trustees” of our clients. Therefore, We are legally obligated to find suitable solutions for your situation and needs. In doing so, we draw on virtually the entire investment, finance, and insurance market. For us, this means true independence.
Yes you can. In Germany there are huge tax advantages and incentives for long term investing. Depending on what fits your individual situation we choose a framework that makes the most sense for you. Investment plans that you can deduct from your tax especially are interesting for high earners and freelancers due to their high tax burden.
Good pension plans have costs of about 1% of capital annually, which includes the cost of insurance, funds, and the advisor. We get paid by the insurance when you decide to do the plan. The conditions you get with us are exactly the same you get with the insurance directly, so you have no financial disadvantage by doing the plan with us, but of course the huge advantage is that we as independent brokers can scan the whole market, so you get the best available option.
We look at your individual situation and explain the available options to you. We also show you detailed numbers for the option you want to explore. Not only that, but we are there for you throughout the whole process, as you can tell from the outstanding reviews and recommendations from our clients.
The solutions in our consulting are structured in a way that you are flexible should you choose to leave Germany during your working life, and you can get your pension anywhere in the world.
