Financial Advisor for Expats living in Berlin
Financial Challenges for Expats in Berlin – Avoid Pitfalls and Optimize Your Wealth
High Banking Fees: Expats may find that German banks impose relatively high fees for various services, which can erode savings and complicate financial planning.
Language Barriers in Financial Matters: Navigating financial documents and terms in German poses challenges for expats, potentially leading to misunderstandings and suboptimal financial decisions.
No knowledge + high taxes = less money
Most expats in Berlin…
Do not use tax advantages when investing
have too little performance to tackle inflation
Do their investments quickly with apps or neobrokers
Have a high tax burden
Our clients…
Get their ETF savings plan subsidised
Are not dependent on the state pension
Benefit from tax refunds
Establish multiple sources of income
We help expats who wants to stay in Berlin long-term
01. Diversified Investment Plan
02. Holistic Approach
03. Easy cost structure
We are Finanz2Go!
We have been investing our own money in the stock market for years and in the strategies that we recommend to our clients
We do not work for any bank or company, but 100% independently for our clients
Certified and specialized on expats: Our financial consultants are accredited according to §34d and §34f GewO.
Book an appointmentWhat Makes a Good Financial Advisor in Berlin?
Clear and jargon-free communication
Customized financial strategies
Free initial consultation with no obligation
Regular reviews and updates
Financial Advisor Berlin – Your Independent Partner for Financial Planning
Looking for a Financial Advisor in Berlin who understands your unique financial goals and speaks your language? At Finanz2go, we offer independent, transparent, and personalized financial advice tailored to your needs. Whether you’re an expat, an employee, or self-employed, our mission is to help you achieve financial freedom and security with the help of a trusted Financial Advisor in Berlin.
Why Choose Finanz2go – Your Financial Advisor Berlin
As an independent Financial Advisor in Berlin, we are not tied to any banks or insurance companies. That means our recommendations are always in your best interest. We focus on holistic financial planning, including:
Retirement Planning (Rentenversicherung & private Altersvorsorge)
Investment Strategies (ETFs, funds, stocks)
Insurance Optimization
Wealth Building and Preservation
Book an appointment
3 Reasons to Work with Finanz2go – Your Financial Advisor Berlin
Finanz2go is your independent Financial Advisor Berlin with no ties to banks or insurance companies. Our only focus is on your financial success.
02. Tailored Advice from Your Financial Advisor Berlin
Whether you’re an expat, an employee, or self-employed, your Financial Advisor Berlin develops a personalized financial strategy based on your goals.
03. Transparent and Trustworthy Financial Advisor Berlin
At Finanz2go, your Financial Advisor Berlin provides clear, honest, and transparent advice — no hidden fees, just real value for your future.
Frequently Asked Questions
We provide independent investment consulting and pension planning tailored for expats.
We are independent financial consultants, as we do not work for any product provider like an insurance or a bank, so we do not have to sell any products. We are registered with the Chamber of Commerce and Industry as an independent financial broker.
This means that we are “fiduciary trustees” of our clients. Therefore, We are legally obligated to find suitable solutions for your situation and needs. In doing so, we draw on virtually the entire investment, finance, and insurance market. For us, this means true independence.
Yes you can. In Germany there are huge tax advantages and incentives for long term investing. Depending on what fits your individual situation we choose a framework that makes the most sense for you. Investment plans that you can deduct from your tax especially are interesting for high earners and freelancers due to their high tax burden.
Good pension plans have costs of about 1% of capital annually, which includes the cost of insurance, funds, and the advisor. We get paid by the insurance when you decide to do the plan. The conditions you get with us are exactly the same you get with the insurance directly, so you have no financial disadvantage by doing the plan with us, but of course the huge advantage is that we as independent brokers can scan the whole market, so you get the best available option.
We look at your individual situation and explain the available options to you. We also show you detailed numbers for the option you want to explore. Not only that, but we are there for you throughout the whole process, as you can tell from the outstanding reviews and recommendations from our clients.
The solutions in our consulting are structured in a way that you are flexible should you choose to leave Germany during your working life, and you can get your pension anywhere in the world.
Get expert knowledge for you as an expat
Finanz2Go – Your Financial Advisor in Berlin
If you’re living in Berlin and need help with your finances, you might want to check out Finanz2Go. This independent financial advisory service focuses on providing personalized advice that suits your specific needs. Whether you’re an expat, self-employed, or just starting out, they can help guide you through the financial landscape in Germany. Let’s break
Investment Consulting for Expats in Germany
Thinking about investing while living in Germany as an expat? You’re not alone. Many expats find the financial landscape here a bit tricky. Between understanding local tax benefits and figuring out how to blend German and international investment options, it’s easy to feel overwhelmed. But with the right guidance, you can make smart financial decisions
Financial Advisor for Expats living in Germany
Living in Germany as an expat can be an exciting adventure, but it also comes with its own set of financial challenges. Whether you’re just settling in or have been here for a while, understanding the local financial landscape is crucial. That’s where an expat financial advisor steps in. They can help you navigate everything
Mastering Portfolio Analysis: Strategies for Optimal Investment Decisions
Hey there! So, you’re looking to make smarter investment choices, right? Well, mastering portfolio analysis is where it’s at. This guide is all about breaking down those complex strategies into bite-sized pieces. Whether you’re just starting out or looking to refine your approach, understanding portfolio analysis is key to making informed decisions. It’s not just
How much does a financial advisor charge in Germany?
Ever wondered how much a financial advisor charges in Germany? Well, it’s not a one-size-fits-all answer. Fees can depend on a bunch of things like the advisor’s experience, what you need help with, and how they charge. Some might bill you by the hour, others might take a percentage of what they manage for you.
Resources
1. The Efficient Market Hypothesis and Its Critics
The Efficient Market Hypothesis and Its Critics – Princeton University
This paper examines critiques of the Efficient Market Hypothesis (EMH) and explores the notion that stock prices may exhibit predictable patterns, challenging the idea that markets fully incorporate all available information.
2. Modern Portfolio Theory: 1950 to Date
Modern Portfolio Theory: 1950 to Date – ScienceDirect
This article reviews the evolution of Modern Portfolio Theory (MPT), discussing its impact on investment strategies and identifying areas for further research in portfolio optimization.
3. The Efficient Market Hypothesis: A Critical Review of the Literature
The Efficient Market Hypothesis: A Critical Review – ResearchGate
This review analyzes the concept of market efficiency, discussing empirical evidence and anomalies that challenge the EMH, and exploring its implications for investment strategies.
4. Portfolio Selection – The Journal of Finance
Portfolio Selection – The Journal of Finance
Harry Markowitz’s seminal paper introduces the concept of portfolio selection, emphasizing the importance of diversification and risk assessment in investment decisions.
5. Modern Portfolio Theory – CBS Research Portal
Modern Portfolio Theory – CBS Research Portal
This thesis explores the application of MPT in corporate strategic decision-making, highlighting how incorporating risk assessment can enhance portfolio performance.
